● Non-custodial merchant settlement

Instant Crypto Payments.
Zero Holding. Direct to
Merchant QR.

Accept USDT, USDC, BNB, ETH, TRX, and SOL straight into your self-custody wallet. No withdrawal delays, no rolling reserves, minimum KYC, and automatic real-time server webhook updates.

Get started Go to dashboard
0%
Revenue withheld
Instant
QR settlement
Min KYC
Live same day
10+
Chains supported
Pay with crypto
Secure on-chain payment
U
USDT
BEP20 · instant
✓
B
BTC
Bitcoin · ~10 min
E
ETH
Ethereum · ~15 sec
S
SOL
Solana · ~1 sec
B
BNB
BNB Chain · ~3 sec
$
USDC
ERC20 · instant
Settles directly to the merchant wallet — no intermediary hold

Why Choose CPayGateway?

Engineered for high-throughput merchants who demand full custody of their funds and transparent fees.

📲

Instant Direct Payment on Merchant QR

Customers scan and pay directly to your receiving wallet address. Customer funds land 100% intact in real-time with zero third-party holding.

⚡

Instant Activation & Live Setup

No lengthy manual approvals or multi-week waiting cycles. Generate your API credentials and start accepting live payments in under 10 minutes.

🛡

Minimum KYC Friction

Eliminate invasive corporate documentation. Maintain privacy and operational agility with our streamlined onboarding protocol.

💎

Competitive Transaction Rates

Prepaid credit system allows you to unlock ultra-competitive rates as low as 0.7% per completed transaction with zero payout network fees.

Prepaid Credit Recharge Packages

No per-transaction deductions from customer payments. Fees are deducted strictly from your prepaid credit balance.

Starter Credit

50.00 USDT
1.00% Fee Per Transaction
  • 100% Direct Wallet Settlement
  • Chains Included (BEP20)
  • Instant Webhook Notifications
  • Min. Top-Up Afterwards: 20 USDT
Select Package
Most Popular

Growth Credit

100.00 USDT
0.80% Fee Per Transaction
  • 100% Direct Wallet Settlement
  • Chains Included (BEP20)
  • Priority Multi-RPC Watcher Node
  • Instant Webhook Notifications
  • Min. Top-Up Afterwards: 20 USDT
Select Package

Pro Business

300.00 USDT
0.70% Fee Per Transaction
  • 100% Direct Wallet Settlement
  • All Chains Included (BEP20, TRC20, SOL)
  • Dedicated SLA & Priority Support
  • Custom Webhook Retry Rules
  • Min. Top-Up Afterwards: 20 USDT
Select Package

Simple Crypto Payments for Your Customers

Your customers can pay with crypto in just a few clicks.

Activation Package (Topup Credit)
Add funds to your merchant wallet securely.
Secure Payment
Choose Topup Amount
Select a preset amount or enter a custom amount to add credit to your wallet.
Wallet Active
20 USDT
50 USDT
100 USDT
200 USDT
$  Enter amount
Continue to Payment

01. Select Asset & Amount

Your customer chooses their preferred cryptocurrency and checks out total billing amount instantly.

Pay exactly this amount
(USDT_BEP20 · BEP20)
20.000000 USDT_BEP20
Expires in 09:29

02. Scan & Transfer

A dedicated dynamic QR code is generated for precise transfer directly to your gateway address.

✓
Payment Succeeded!
USDT 20.000000
Payment ID000085752257
Payment Time25-02-2023, 13:22:16

03. Instant Confirmation

Transactions settle automatically with on-chain verification, notifying both merchant and buyer.

Our terms and solutions are ideal for:

Casinos

Trading Platforms

18+

Adult Business

iGaming

E-commerce
Token Generation Events
SaaS and Web Services
Marketplace
Charity
Payrolls
Travel Agencies
and even more

Supported Blockchain Networks

Native multi-node RPC infrastructure monitoring block confirmations across top crypto chains.

BEP20

BEP20

BNB Smart Chain
TRC20

TRC20

TRON Network
ERC20

ERC20

Ethereum Mainnet
SPL

SPL

Solana Network
Polygon

Polygon

PoS Layer-2
Arbitrum

Arbitrum

Ethereum L2 Rollup
Optimism

Optimism

OP Mainnet
Avalanche

Avalanche

C-Chain Network
BTC

BTC

Bitcoin Native
TON

TON

The Open Network
Ready-made solutions

Integrate crypto payment tools

Reduce costs, increase revenue, and effectively manage your transactions history in a convenient personal account.

01

Development API

02

Invoices

03

Fiat Payments

04

Subscriptions

05

Payment Infrastructure

06

Payment Button

07

Donation Tools

08

Point of Sale

09

Plug-ins

10

Payment Widget

11

White Label

12

Mass Payouts

13

Custody

14

Off-ramp Payouts

15

Customer Operations

100+ crypto wallets supported

No-Code Plugins

Install CPayGateway Plugin and start accepting
crypto payments on your favourite shopping
software.

Prebuilt Plugins →

Developer-First REST API

Integrate automated payment status checks and credit balance monitoring with simple HTTP GET / POST endpoints.

Frequently Asked Questions

Everything you need to know about our non-custodial crypto payment infrastructure.

1. How does direct payment to merchant QR work? +
When a customer initiates a payment, a dynamic deposit QR code is generated. The funds route directly on-chain from the customer to your personal wallet address with zero intermediate holding.
2. Is there any payment holding or reserve period? +
No. CPayGateway is 100% non-custodial. We never hold your revenue, freeze accounts, or impose rolling reserves.
3. What are the KYC requirements for merchants? +
We operate on a Minimum KYC model. You can activate your merchant profile and generate production API credentials immediately without lengthy corporate verification delays.
4. How does the prepaid credit recharge model work? +
Instead of deducting fees from customer payments, you pre-fund a credit balance (e.g., 50 USDT or 100 USDT). Each successful transaction deducts the exact fee percentage from your credit balance.
5. What is the minimum recharge amount after onboarding? +
After selecting an initial package (50, 100, or 300 USDT), you can top up your credit balance at any time with a minimum recharge of 20 USDT.
6. Which crypto networks are supported? +
We natively support BEP20 (BSC), TRC20 (TRON), ERC20 (Ethereum), Solana (SPL), Polygon, Arbitrum, Optimism, Avalanche, Bitcoin, and TON.
7. How fast are webhook notifications dispatched? +
Our RPC watchers detect block confirmations and dispatch HMAC-SHA256 signed HTTP POST webhooks to your server automatically within 3 seconds of execution.
8. What happens if my credit balance reaches 0 USDT? +
If your credit balance drops to zero, new payment generation will temporarily pause until you perform a minimum 20 USDT credit top-up.
9. Are there any hidden payout or withdrawal fees? +
None. Because customer payments land directly in your wallet, you never pay withdrawal fees to access your money.
10. Can I test the API before recharging credits? +
Yes, we provide testnet support for BEP20 and TRC20 networks allowing full end-to-end integration testing prior to mainnet deployment.